SBA Loans
SBA Loans for Businesses and Practices
Two programs, different jobs. SBA 7(a) covers acquisitions, expansion and working capital; SBA 504 covers the building and long-lived equipment. Ovesture helps you prepare the file and compare SBA and conventional offers.
Which SBA program fits your project?
SBA 7(a) loans
The general-purpose program: practice and business acquisitions, partner buy-ins, expansion, equipment and working capital.
SBA 504 loans
Long-term, fixed-asset financing for owner-occupied real estate and long-lived equipment, arranged with a bank and a Certified Development Company.
SBA readiness checklist
The documents lenders ask for before an SBA application can move, as a printable checklist.
SBA vs conventional practice loan
When an SBA guarantee helps a practice borrower and when a conventional bank loan is the simpler route.
Financing a practice? See dental practice loans, medical practice loans and practice financing for how SBA fits alongside bank and non-bank options.
Practice & firm funding
Not sure which SBA program applies?
Tell us what you are financing. We help you compare SBA 7(a), SBA 504 and conventional options and prepare the file lenders review.
- A person reads this, not a bot, and replies within one business day.
- This form authorizes neither a lender application nor a credit pull. Lender review needs separate permission. Preliminary illustrations are not final pricing; review final terms before signing.
- We provide financing for your practice's next move. Review legal and tax questions with your own advisers before you sign.
- We start with your plans, then explain the bank, SBA or nonbank financing that may fit. Costs and terms are clear before you commit; if another option is better, we say so.